Debt Collection
Vanderhooft Legal provides debt collection Licensed Paralegal Practitioner services to clients throughout Utah.
You work hard to pay your bills but, sometimes, life’s events get in the way. If you are being harassed by a debt collector, you need someone on your side who understands the law. You need answers to your questions and an understanding of your rights and obligations.
At Vanderhooft Legal, I am licensed to assist clients in matters concerning debt collection (as long as the amount in dispute does not exceed the statutory limit for small claims court cases). I take the time to listen to you and understand what’s going on. I can provide you with the answers and information you need to make informed decisions about your situation.
You don’t have to deal with this overwhelming situation by yourself.
Understanding Your Rights Under the Law
The U.S. Federal Trade Commission (FTC) implemented the Fair Debt Collection Practices Act (FDCPA) to protect debtors from unfair debt collection practices. This Act not only provides protections for creditors, but it also imposes very specific requirements on creditors.
Despite what the law says, however, many creditors fail to abide by the FDCPA requirements. If a creditor is engaging in practices that are prohibited by the Act, you need help to fight back.
I understand FDCPA and how it protects you – and we take the time to help you explore your options for relief.
What Types of Debt Can a Licensed Paralegal Practitioner Assist With?
Virtually any type of personal debt can fall under the umbrella of the FDCPA. This includes medical bills, car loans, cell phone bills, credit card bills, consumer loans, mortgages and household debts such as utilities.
Unfortunately, business debts do not fall under the auspices of FDCPA. However, that doesn’t mean that a paralegal can’t help you find options for addressing the situation. With the right legal team behind you, you can get the answers you’re looking for.
What Are Your Options
for Debt Collection Relief?
Because every case and every client is unique, there is no one-size-fits-all answer to this question. I tailor my services to your specific needs and goals.
In some cases, I can assist you with getting the harassing phone calls to stop. I can help you gather the documentation you need to prove a creditor is violating the FDCPA. I can work with you to deal with many types of garnishments. In other cases, I can help you negotiate and execute a settlement agreement to get the debt paid off.
No matter what the circumstances, I will fight tirelessly to ensure you receive fair, legal treatment. Before you talk to creditors or make any arrangements for payment, contact me to learn what your legal rights really are.
To learn more about your options, or to speak directly with our debt collection Licensed Paralegal Practitioner in Salt Lake City, contact Vanderhooft Legal today.
Peter N. Vanderhooft is a Licensed Paralegal Practitioner authorized to practice law pursuant to Utah Judicial Council Code of Judicial Administration Rule 14-802.
Mr. Vanderhooft is not an attorney and is limited to practice only in areas in which a Licensed Paralegal Practitioner is licensed.
To learn more about LPPs, please review the Utah State Bar's website.